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STUDENT LIFE

FAQs

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  • 1. How to Claim insurance payment

    ■ Using KAKAO for claim
    1. Login on the website using your student number or Alien registration number or Passport number and password.
    2. Click the menu "my information" and click "Download Claim report" and print it then fill out all information.
    3. Search and Add our KAKAO ID  (KOREAN, ENGLISH SERVICE : INSCLAIM / CHINESE SERVICE : CLAIMS / VIETNAMESE SERVICE : INSVIETNAM )
    4. Prepare all documents that needed for claiming (refer to the menu “Needed Documents for claiming”) and individually photograph it accurately, clearly then send to KAKAO.
    5. If there is nothing problem with your documents, you can get your payment in minimum 3~5days (except weekend, holiday). If there is more needed document, then will contact you to request the document additionally.

    ■ Using Website for claim
    1. Login on the website using your student number or Alien registration number or Passport number and password.
    2. Click the menu "my information" and click "Download Claim report" and print it then fill out all information.
    3. Prepare all documents that needed for claiming (refer to the menu “Needed Documents for claiming”) and individually scan or photograph it accurately, clearly then compress all documents and upload to "Upload Documents for claim"
    4. If there is nothing problem with your documents, you can get your payment in minimum 3~5days (except weekend, holiday). If there is more needed document, then will contact you to request the document additionally.




    2. Needed Documents for Claiming

    ■ Common documents
    1. Claim report + Personal data processing agreement(Download on website)
    2. Copy of your Alien registration card
    3. Copy of your bank book
    ※ If there is more needed document, then the insurance company will contact you to request the document additionally.

    ■ Inpatient treatment(Including surgery)
    1. Confirmation of hospitalization and discharging
    2. Receipt of treatment(not credit card receipt)
    3. Detailed statement of medical expenses
    4. Confirmation of surgery(In case of taking surgery)

    ■ Outpatient treatment
    In case of the treatment fee is under KRW30,000 :
      1. Receipt of treatment(not credit card receipt)
      2. Detailed statement of medical expenses
    In case of the treatment fee is over KRW30,000 :
      1. Receipt of treatment(not credit card receipt)
      2. Detailed statement of medical expenses
      3. Medical records/outpatient confirmation/medical chart/doctor’s opinion paper 中 1 (It must be included disease code or name)

    ■ Prescription(medicine)
    1. prescription
    2. Receipt of pharmacy(not credit card receipt)

    ■ NOTICE
    ※ In case of obstetrics and gynecology / proctological / urology / dermatology, no matter how much you paid, must be prepared Medical records or prescription(It must be included disease code or name)
    ※ In case of taking MRI, CT examination, must be prepared "MRI(CT) scan reading report"



    3. Insurance Coverage Limit

    ■ Foreign Student Injury and Sickness insurance Coverage
    · Accidental death and Disability : Maximum amount insured
    Accidents caused by sudden and foreign interferences that results in death or disability. (Death or disability that occur within one year from the date of the accident)
    · Sickness death : Maximum amount insured
    · Injury or Sickness Medical Reimbursement (Domestic, Inpatient) : Maximum amount insured
    In case of illness or accident, the insured gets hospitalized in a domestic medical institution for medical treatment, the Company will pay the medical expenses including hospitalization within the limits of the insured amount as follows : Hospital room, hospitalization expenses and surgery expenses : an amount equivalent to 80% cover
    · Injury or Sickness Medical Reimbursement (Domestic, 0utpatient) : Maximum amount insured
    When going to the hospital, if the insured undergoes medical treatment as an outpatient in a domestic medical institution, the Company will pay medical expenses minus the deductible per each outpatient’s treatment within the limits of the insured amount (up to 180 times from the date of the insurance contract a year).

        - Deductible : The large amount of these two things, '20% of the medical expenses' and 'hospital deductible rating'

        - Hospital deductible rating : 10,000won for a clinic, 15,000won for a hospital, 20,000won for a general specialized hospital /per visit
    · Injury or Sickness Medical Reimbursement (Domestic, Prescription) : Maximum amount insured
    When going to the hospital, if the insured gets prescriptions from a domestic medical institution as an outpatient, the Company will pay the medical expenses minus the deductible per one prescription within the limits of the insured amount (up to 180 cases a year).

        - Deductible : The large amount of these two things, '20% of the medicine fee' and 'basic deductible rating'

        - Basic Deductible : 8,000won / per visit
    · Liability of Reparation : Maximum amount insured
    The insured covers within maximum amount insured if one has accidents in daily life (accidents concerning the management of property other than one's own residential area are not included)

        - Deductible : 20,000won
    · Medical Inpatient Treatments when Abroad : Maximum amount insured
    When receiving inpatient treatment when abroad with injury or illness gained from Korea, the insured will be within the limit of the aggregate amount insured.
    · Evacuation / Repatriation : Maximum amount insured
        - In case of death incurred by an accident or illness, the remains will be transported within 1 year from the date of the accident or disease occurrence and the costs of transportation, search and rescue, airfares will be refunded to the legal heir.

        - In case of disappearance, the costs of search and rescue by plane or ship will be refunded.

        - If the insured is hospitalized for over 14 days, there is a relief cost of transportation and accommodation that will be refunded. (2 guests/within 14 days)
    · [Nonpayment] Special Contract :
    1. [Nonpayment] Manipulation therapy/Extracorporeal shock wave therapy/Prolotherapy expenses(in Korea) : Max 3,500,000 Won

    2. [Nonpayment] Injection expenses(in Korea) : Max 2,500,00 Won

    3. [Nonpayment] MRI/MRA expenses : Max 3,000,000 Won

        - Deductible : 30% of the medical expenses

    ※ Except in case the insured underwent a medical examination and treatment due to a past disease coming under the matters of “Duty of Declaration Before Contract.”




    4. Not Coverage List

    ■ Foreign Student Insurance [ Not Covered List ]
    · Voluntary Accident
    · Violation of the insurance contract (Previous illness)

        - Injuries caused by accidents overseas or diseases being treated previously
    · Dental care(Disease codes K00~K08) : cavity/tooth(wisdom) extraction/scaling/whitening…
    · Herbal(oriental) treatment medical expenses

    · The clinical care and checkup cost which is not related to the doctor’s observations
    · The cost of medicine without a doctor’s prescription
    · Checkup, Vaccination, Nutritional supplements
    · Unrelated medical expenses (Crutches, Wheelchair, Artificial limb, etc.)
    · Medical expenses incurred due to treatment aimed at improving appearance

        - Eyelid surgery, gum surgery, rhinoplasty, breast augmentation or reduction, liposuction, rhytidoplasty, etc

        - Glasses, contact lenses, eye surgery for vision correction

        - Freckles, hirsutism, baldness, poliosis, rhinophyma, moles (birthmarks), warts, acne, hair loss
    · Non inflammatory disorders of female genital tract caused by habitual abortion, infertility and artificial insemination (Disease codes N96~N98)
    · Pregnancy, childbirth (including caesarean), postpartum hospitalization (Disease codes O00~O99)
    · Congenital brain disease (Disease codes Q00~Q04)
    · Mental disease and behavior disorder, depression… (Disease codes F04~F99)
    · Sexually transmitted diseases and urinary tract infections (Disease codes A50~A64, N39, R32)
    · Rectal or anal diseases do not correspond to the national health insurance law or medical care benefits (Disease codes I84, K60~K62, K64)
    · Accidents due to alcohol / Traffic Accidents / Motorcycle accidents / Ambulance
    · Medical records before the start date of the policy
    · Article which is not covered in the insurance policy (terms)

    ※ Mid-contract terminationThe insurance period must be remained at least one month to Mid-contract termination. Also, there must be no claims records.- Necessary documents : Copy of Alien registration card, Copy of Bank book

  • Q. I want to extend the semester. What should I do with my visa?


    A. GIT students must apply for visa extension when they want to prolong their stay in Korea due to extending the school year/semester. The immigration office will allow you to stay more than 6 months (up to 2 years maximum) according to your request.


    Application Materials should be prepared as follows:


    - Application Form

    - Passport

    - ARC

    - Certificate of Enrollment

    - Transcript

    - Certificate of Domestic Residence (e.g. Songdo Dormitory Certificate, Certificate or Receipt of the Housing if you reside out of campus, etc.)

    - Bank Statement

    - Letter of Request, Letter from Thesis Advisor (* please ask GIT coordinator to receive these forms)

    - Application Fee (60,000KRW for sojourn extension)


  • You can apply for an student ID card in the following two ways.


    (1) To visit Woori Bank in campus (office hours: 09:00~16:00 weekdays)

    - Songdo campus branch: 1st floor at Dormitory B

    - Sinchon campus branch: at the Student Union Building

    - Please bring your passport or alien registration card. 


    (2) To apply online through the Portal

    - Yonsei Portal (http://portal.yonsei.ac.kr) ->  Academic Information System -> Issue Student ID -> Agree with the terms and conditions of the privacy policy -> Upload your photo (jpg format, less than 200kb) -> Submit